Author Archives: Emily Costello

Why Do I Need Homeowners Insurance?

Your home is most likely one of, if not the most, valuable assets you have. Which is why homeowners insurance is so important. Homeowners insurance is a combination of two types of protection, hazard insurance and liability insurance. So why do you need it? It May Be Required If you have a mortgage, homeowners insurance is most likely required. Before funding your mortgage or refinance, your lender will typically for proof that your home is insured. They want to make sure that their financial investment on your home is protected, in case it is damaged or destroyed. It Protects More […]

Types of Auto Insurance

Auto insurance is a very valuable service, especially in the New England area. With the congested highways and extreme weather conditions, they can take a toll on vehicles and the driving conditions. When looking into purchasing auto insurance, there are an unlimited amount of options to choose from. Get familiar with the different types of auto insurance before making your final purchase. Liability Coverage This covers the bodily injuries caused to other people and vehicles involved in the accident. This is legally required in almost every state, and pays for someone else’s medical expenses, personal injuries, and property damage if […]

6 Ways to Make Sure Your Family Is Protected Financially

Everyone’s number one priority in life is to make sure their family is protected. Have you ever thought about how they would be protected if something happened to you? Protecting your family financially doesn’t have to be a concern if you follow these 6 steps! Find Out What Financial Security Means to You Financial security has a different meaning to everyone. To start, ask yourself what would happen if the primary breadwinner in your household happened to pass away. Would everyone else in your household be okay financially? Would they have enough income for a lifetime? Would they have to […]

What is Umbrella Insurance?

Your top priority is to protect your family and assets, which is why insurance is important. But what if your insurance plan is not enough? That’s when a personal umbrella insurance policy comes in handy. A personal umbrella insurance policy provides liability coverage above your home, auto & boat insurance, and helps protect you from major claims and lawsuits. If your liability coverage is not enough to pay for the damage, your umbrella insurance policy will kick in and help cover the additional costs. This type of policy can provide the extra coverage that you need so you don’t get […]

Boat Insurance Questions to Be Sure to Ask

Boat insurance is needed in order to cover you in the event of a loss or damage to your boat. When you’re ready to purchase boat insurance but you’re not quite sure what you need, here are a few questions to ask your provider. Why Do I Need Boat Insurance? Many people often think that their boat is covered under their home insurance; however, this is not true. Look into specialized insurance policies that cover your type of boat and boating lifestyle. Do You Offer Agreed Value or Actual Value? Agreed value means that your insurance provider and yourself agree […]

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Welcome to Costello Insurance Agency’s blog! Here you can find the latest information about: Business news & events Industry news & updates Customer experiences Tips on life insurance, auto insurance, home insurance, business insurance, and more!