Boat insurance is needed in order to cover you in the event of a loss or damage to your boat. When you’re ready to purchase boat insurance but you’re not quite sure what you need, here are a few questions to ask your provider. Why Do I Need Boat Insurance? Many people often think that their boat is covered under their home insurance; however, this is not true. Look into specialized insurance policies that cover your type of boat and boating lifestyle. Do You Offer Agreed Value or Actual Value? Agreed value means that your insurance provider and yourself agree […]